Experience the difference with Funding solutions tailored for established businesses.
"Instead of having to tick boxes, we can enter into a conversation and plan together."
- Marie-Louise Dreyer, Anthony’s Anti-Corrosion Coatings
We've been working with SMEs like you since 2014, and we've turned our insights into two funding solutions: a Capital Facility and a Capital Advance.
Apply in minutes
FAQs
How much does Lula's Business Funding Cost?
Our costs are based on a fixed monthly cost, not an interest rate. The monthly cost is a percentage of the principal amount funded and is determined by the credit assessment of your business.
You only pay the monthly cost for the period of time you borrow funds, so if you repay early, you save on costs. Simple.
Use our funding calculator to get an estimated repayment schedule to see what your business funding will cost.
How do I apply?
Our online application process takes only minutes and is paperless. Simply supply us with your basic personal and business details. We’ll also ask for 3 months’ recent transactional data, which can be provided quickly and securely by giving your business bank account permission to send us read-only data.
What is a Capital Facility?
A Revolving Capital Facility is a line of capital you can tap into when you need business funding. When you have a Revolving Capital Facility, you can withdraw capital whenever you need it without having to reapply (subject to an ongoing credit and affordability assessment).
What are the benefits of a Revolving Capital Facility?
It offers easy access to working capital whenever you need it, allowing you to take advantage of growth opportunities or cover any cash flow gaps.
No need to reapply when you want to withdraw.
No hidden monthly account or admin fees.
Only pay for the funds you use.
Flexible repayment terms, including the option to repay early with no early repayment penalties.
No need to reapply when you want to withdraw.
No hidden monthly account or admin fees.
Only pay for the funds you use.
Flexible repayment terms, including the option to repay early with no early repayment penalties.
